A car accident can leave you shaken, overwhelmed and unsure of what to do next. In the confusion, it’s easy to make mistakes that can hurt your chances of receiving fair compensation for your injuries. To protect your rights and strengthen your personal injury claim, here are the top five mistakes to avoid after a car accident in Georgia.
1. Not calling the police.
One of the biggest mistakes people make after a car accident is failing to call law enforcement. In Georgia, you are required to report any accident that results in injury, death or property damage exceeding $500. Even if the damage seems minor, having an official police report is crucial for your personal injury case. The report will document key details such as the time, location, involved parties and officer observations—all of which can serve as critical evidence when pursuing compensation.
Without a police report, insurance companies may question the severity of the accident or even deny your claim altogether. Always call 911 and request law enforcement to come to the scene, no matter how minor the accident appears.
2. Admitting fault or making statements that can be used against you.
In the aftermath of an accident, emotions run high and many people instinctively apologize—even when they aren’t at fault. Saying “I’m sorry” or making statements like “I didn’t see them coming” can be misinterpreted as an admission of fault, which can harm your case.
Georgia follows a modified comparative negligence rule, meaning your compensation can be reduced if you are found partially at fault. If you are deemed more than 50-percent responsible, you may not recover any damages. To protect yourself, stick to the facts when speaking with law enforcement and insurance adjusters. Avoid speculating or assuming blame. Instead, let the investigation determine fault.
3. Delaying or skipping medical treatment.
Even if you feel fine after an accident, it’s essential to seek medical attention as soon as possible. Some injuries, like whiplash or internal trauma, may not show symptoms immediately but can become severe over time. Waiting too long to see a doctor can give insurance companies a reason to argue that your injuries aren’t serious or were caused by something other than the accident.
Medical records play a crucial role in proving your injuries and securing compensation, too. A doctor’s evaluation can document your condition, link it to the accident and provide the necessary treatment plan to aid your recovery. Always prioritize your health and visit a healthcare provider as soon as possible.
4. Not gathering evidence at the scene.
If you are physically able, collecting evidence at the accident scene can significantly strengthen your case. Many people forget to do this in the moment, assuming that the police report will be sufficient. However, having your own documentation can make a difference.
Key pieces of evidence to collect include:
- Photos and videos of the accident scene, vehicle damage and any visible injuries.
- Contact information for all parties involved, including drivers, passengers and witnesses.
- Insurance details from the other driver.
- Road conditions, traffic signs and any potential hazards that contributed to the accident.
The more evidence you have, the easier it will be to prove liability and secure fair compensation for your damages and losses.
5. Accepting the first insurance offer without legal advice.
Insurance companies often try to settle claims quickly and for as little money as possible. They may offer a low settlement before you fully understand the extent of your injuries and damages. Accepting an initial offer without consulting a personal injury attorney can result in receiving far less than you deserve.
Once you accept a settlement, you typically forfeit the right to seek further compensation, even if you later discover additional medical expenses or long-term injuries. That’s why, before agreeing to any settlement, it’s crucial to speak with an experienced personal injury lawyer who can evaluate your case and negotiate a fair amount on your behalf.
Avoiding these common mistakes can make a significant difference in the outcome of your personal injury claim. If you or a loved one has been injured in a car accident in Georgia, don’t navigate the legal process alone. The experienced attorneys at Farrar, Hennesy & Tanner are here to fight for your rights and help you secure the compensation you deserve. Call 912-384-2287 or schedule a free case review online today.